verify derived

{
  "input": {
    "type": "http",
    "method": "GET",
    "queryParams": {
      "name": "Bank of America"
    }
  },
  "output": {
    "type": "json",
    "example": {
      "data": {
        "query": {
          "name": "Bank of America"
        },
        "institutions": [
          {
            "cert": 3510,
            "city": "Charlotte",
            "name": "Bank of America, National Association",
            "state": "NC",
            "active": true,
            "domain": null,
            "charter_class": "N",
            "match_reasons": [
              "exact_normalized_name"
            ],
            "insured_status": "active",
            "match_confidence": 100
          }
        ]
      },
      "meta": {
        "service": "fdic-verify",
        "version": "0.1.0",
        "disclaimer": "This response is an assistive screening signal derived from public government data. It is not a certified compliance determination, a consumer report, or legal advice.",
        "generated_at": "2026-07-11T12:00:00.000Z",
        "source_datasets": [
          {
            "name": "FDIC BankFind Suite — Institutions",
            "last_synced_at": "2026-07-11T12:00:00.000Z",
            "upstream_published_at": "2026-07-10T11:57:10Z"
          }
        ]
      }
    }
  }
}