locus property tax context derived

{
  "input": {
    "body": {
      "address": "1 E Edenton St, Raleigh, NC 27601"
    },
    "type": "http",
    "method": "POST",
    "bodyType": "json"
  },
  "output": {
    "type": "json",
    "example": {
      "ok": true,
      "geo": {
        "zip": "27601",
        "state": "NC",
        "county": "Wake County"
      },
      "kind": "property_tax_context",
      "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
      "point": {
        "latitude": 35.780418000003195,
        "longitude": -78.63910200000142
      },
      "levels": [
        {
          "id": "27601",
          "name": "ZCTA5 27601",
          "level": "zcta",
          "status": "ok",
          "effectiveRatePct": 0.64,
          "medianHomeValueUsd": 572600,
          "medianAnnualRealEstateTaxUsd": {
            "all": 3669,
            "withMortgage": 3849,
            "withoutMortgage": 2504
          }
        },
        {
          "id": "37183",
          "name": "Wake County, North Carolina",
          "level": "county",
          "status": "ok",
          "effectiveRatePct": 0.71,
          "medianHomeValueUsd": 422800,
          "medianAnnualRealEstateTaxUsd": {
            "all": 3023,
            "withMortgage": 3038,
            "withoutMortgage": 2983
          }
        },
        {
          "id": "37",
          "name": "North Carolina",
          "level": "state",
          "status": "ok",
          "effectiveRatePct": 0.7,
          "medianHomeValueUsd": 259400,
          "medianAnnualRealEstateTaxUsd": {
            "all": 1815,
            "withMortgage": 2011,
            "withoutMortgage": 1444
          }
        }
      ],
      "source": {
        "url": "https://data.census.gov/table/ACSDT5Y2023.B25103",
        "name": "U.S. Census Bureau ACS 2023 5-year, tables B25103 and B25077",
        "accessedAt": "2026-09-09T01:56:44.792Z"
      },
      "status": "ok",
      "caveats": [
        "Survey medians lag one to two years and include exemptions and caps actually applied; a new buyer's bill after reassessment can differ."
      ],
      "related": [
        {
          "url": "https://www.lincolninst.edu/publications/other/50-state-property-tax-comparison-study-2024/",
          "name": "Lincoln Institute 50-State Property Tax Comparison Study (city effective rates by property type)"
        }
      ],
      "verifyNext": [
        {
          "url": "https://api.locus.report/tools/list",
          "step": "Confirm the current levy and any homestead or cap rules with the county tax office (locus_tax_calendar lists it)."
        }
      ],
      "estimateBasis": "Effective rate = median annual real-estate taxes paid (ACS 2023 B25103) divided by median owner-occupied home value (B25077), the same ratio the Tax Foundation and Lincoln Institute publish. A locality median, not this parcel's bill; use locus_property_tax_estimate or the paid locus-property-tax for the parcel."
    }
  }
}