locus mitigation incentives derived

{
  "input": {
    "body": {
      "address": "1 E Edenton St, Raleigh, NC 27601"
    },
    "type": "http",
    "method": "POST",
    "bodyType": "json"
  },
  "output": {
    "type": "json",
    "example": {
      "kind": "mitigation_incentives",
      "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
      "count": 7,
      "place": "Raleigh, Wake County, NC",
      "caveats": [
        "These are cited program and rule facts, not an individualized determination or recommendation.",
        "Verify current terms, funding, forms, and windows against the linked source before relying on a row."
      ],
      "coverage": {
        "localRows": 0,
        "stateRows": 1,
        "derivedRows": 0,
        "hasLocalRows": false,
        "nationalRows": 6,
        "registryRows": 7
      },
      "programs": [
        {
          "id": "nc-strengthen-your-roof",
          "fact": "The program provides grants toward an IBHS FORTIFIED Roof to NCIUA policyholders along the Outer Banks and barrier islands, subject to program terms.",
          "name": "NCIUA Strengthen Your Roof",
          "class": "mitigation_grant",
          "hazard": "wind",
          "source": "registry",
          "window": "Open as of August 2026; projects complete within 18 months of approval.",
          "moneyNote": "Up to $8,000 to $10,000",
          "sourceUrl": "https://strengthenyourroof.com/Home/Policyholders",
          "placeLabel": "North Carolina (coastal NCIUA territories 110 and 120)",
          "verifiedAt": "2026-09-02",
          "jurisdictionIds": [
            "us-nc"
          ]
        },
        {
          "id": "national-fema-loma",
          "fact": "FEMA removes a structure from the Special Flood Hazard Area when its lowest adjacent grade is at or above the base flood elevation; the owner may then ask the lender to drop the mandatory flood-insurance requirement. FEMA charges no revi...",
          "name": "Letter of Map Amendment (LOMA)",
          "class": "flood_map_correction",
          "hazard": "flood",
          "source": "registry",
          "window": "FEMA normally decides within 60 days of a complete application.",
          "authority": "44 CFR Part 70",
          "sourceUrl": "https://www.fema.gov/flood-maps/change-your-flood-zone/loma-lomr-f",
          "placeLabel": "Nationwide (FEMA)",
          "verifiedAt": "2026-09-02",
          "jurisdictionIds": [
            "national"
          ]
        }
      ],
      "liveLookup": {
        "mode": "web_search_prompt",
        "queryPack": [
          "\"Raleigh, Wake County, NC\" (\"stormwater fee credit\" OR \"rain barrel rebate\")",
          "\"Raleigh, Wake County, NC\" (\"wind mitigation\" OR FORTIFIED OR \"home hardening\") grant"
        ],
        "webSearchSystemPrompt": "You are the Locus owner-program search agent. Use web search to find current program details for one resolved US jurisdiction. Return cited public-record context only, never a recommendation or an individualized determination.--Authority..."
      },
      "verifyNext": [
        {
          "tool": "locus_flood_zone",
          "purpose": "Check the cited FEMA flood-zone designation at the resolved point."
        },
        {
          "tool": "locus_wildfire_history",
          "purpose": "Check nearby historical wildfire perimeter records."
        }
      ],
      "jurisdictionIds": [
        "ocd-jurisdiction/country:us/state:nc/government",
        "us-nc"
      ]
    }
  }
}