{"api":"v1","generated_at":"2026-10-01T02:47:13.203Z","licence":{"name":"CC BY 4.0","url":"https://creativecommons.org/licenses/by/4.0/","attribution":"TOLL, with a link to the page cited"},"page":"https://tollindex.com/e/mart402-com-v1-jp-mortgage-c0c857","pinned_page":"https://tollindex.com/e/mart402-com-v1-jp-mortgage-c0c857/at/2026-09-30T22-14Z","pinned":false,"method":"https://tollindex.com/ledger/method","snapshot_at":"2026-09-30T22:14:11.940Z","snapshot_stamp":"2026-09-30T22-14Z","endpoint":{"slug":"mart402-com-v1-jp-mortgage-c0c857","canonical_url":"https://mart402.com/v1/jp-mortgage","resource":"https://mart402.com/v1/jp-mortgage","http_method":"POST","type":"http","x402_version":2,"registries":["cdp"],"primary_registry":"cdp","curated_by_coinbase":false,"description":"Mortgage schedules: level-payment/level-principal, total interest, prepayment effect (term-reduction or payment-reduction). Deterministic annuity math. $0.005/call.","service_name":"Mart402","declared_category":null,"declared_tags":[],"route_template":null,"registry_updated":"2026-09-28T00:48:29.377Z"},"derived":{"note":"fields no registry supplies; TOLL derives them and marks them derived on the page","title":"jp mortgage","category":"other","first_observed_by_toll":"2026-09-28T05:21:31.412Z","last_observed_by_toll":"2026-09-30T22:14:11.940Z","observation_began":"2026-09-10"},"presence":{"listed_now":true,"first_absent_at":null,"delisting_confirmed_at":null,"events":[{"registry":"cdp","at":"2026-09-28T05:21:31.413Z","event":"listed"}]},"accepts":[{"registry":"cdp","ordinal":0,"network":"eip155:8453","asset":"0x833589fcd6edb6e08f4c7c32d4f71b54bda02913","asset_name":"USD Coin","symbol":"USDC","decimals":6,"amount_display":"0.005 USDC","amount_units":0.005,"decimals_known":true,"pay_to":"0xE3244a21D0d68bFa78b7CAd8C3b8777aDFbB3188","scheme":"exact"}],"counters":{"observed_at":"2026-09-30T22:14:11.940Z","calls_30d":1,"unique_payers_30d":1,"last_called_at":"2026-09-28T00:48:29.260Z"},"validation":{"latest":{"observed_at":"2026-09-30T08:42:34.318Z","state":"pass","failed_checks":[],"endpoint_http_status":402,"run_id":"daily-2026-09-30"},"uptime":[{"days":7,"observed":3,"passed":3,"ratio":1},{"days":30,"observed":3,"passed":3,"ratio":1},{"days":90,"observed":3,"passed":3,"ratio":1}],"history_90d":[{"observed_at":"2026-09-30T08:42:34.318Z","state":"pass","failed_checks":[],"run_id":"daily-2026-09-30","state_changed":false},{"observed_at":"2026-09-29T20:48:54.832Z","state":"pass","failed_checks":[],"run_id":"daily-2026-09-29","state_changed":false},{"observed_at":"2026-09-28T05:32:44.153Z","state":"pass","failed_checks":[],"run_id":"new-after-daily-2026-09-28","state_changed":true}]},"seller":{"wallet":"0xE3244a21D0d68bFa78b7CAd8C3b8777aDFbB3188","page":"https://tollindex.com/seller/0xE3244a21D0d68bFa78b7CAd8C3b8777aDFbB3188","endpoints":23,"hosts":1},"reports":0,"registry_record":{"cdp":[{"type":"http","accepts":[{"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","extra":{"name":"USD Coin","version":"2"},"payTo":"0xE3244a21D0d68bFa78b7CAd8C3b8777aDFbB3188","amount":"5000","scheme":"exact","network":"eip155:8453","maxTimeoutSeconds":120}],"quality":{"lastCalledAt":"2026-09-28T00:48:29.26Z","l30DaysTotalCalls":1,"l30DaysUniquePayers":1},"resource":"https://mart402.com/v1/jp-mortgage","extensions":{"bazaar":{"info":{"input":{"body":{"months":420,"annual_rate":0.012,"principal_yen":35000000},"type":"http","method":"POST","bodyType":"json"},"output":{"type":"json","example":{"ok":true,"note":"SAMPLE RESPONSE generated by the exact deterministic engine that serves production (jp-statutory has no LLM: same input always produces this byte-identical result, carrying the same rules_version and cited primary sources). Served free at /samples/{product} so you can verify the response shape, the rules_version field and the source citations before paying. No payment was taken. The sample_input shown is the catalog example input that produced this output.","tool":"jp-mortgage","as_of":null,"result":{"method":"level_payment","months_paid":421,"schedule_head":[{"month":1,"balance_yen":34932905,"payment_yen":102095,"interest_yen":35000,"principal_yen":67095},{"month":2,"balance_yen":34865742,"payment_yen":102095,"interest_yen":34932,"principal_yen":67163},{"month":3,"balance_yen":34798512,"payment_yen":102095,"interest_yen":34865,"principal_yen":67230}],"schedule_tail":[{"month":419,"balance_yen":102149,"payment_yen":102095,"interest_yen":204,"principal_yen":101891},{"month":420,"balance_yen":156,"payment_yen":102095,"interest_yen":102,"principal_yen":101993},{"month":421,"balance_yen":0,"payment_yen":156,"interest_yen":0,"principal_yen":156}],"total_paid_yen":42880056,"total_prepaid_yen":0,"total_interest_yen":7880056,"monthly_payment_yen":102095},"sample":true,"sources":["deterministic-annuity-math"],"summary":"借入35,000,000円・年1.200%・420回 -> 毎月102,095円、総利息7,880,056円","billable":true,"breakdown":[],"disclaimer":"仮定条件に基づく概算試算。税務相談・手続代行・法律相談ではない。申告・届出への使用不可。確定額は官公署または税理士・社会保険労務士等に確認のこと。","assumptions":[],"not_covered":["住宅ローン控除(年度別上限・省エネ区分)","団信・手数料","変動金利の将来予測"],"sample_input":{"months":420,"annual_rate":0.012,"principal_yen":35000000},"rules_version":"2026.08.18","carried_forward":[],"unverified_rules":[]},"description":"JSON: monthly payment, total interest, schedule head/tail; prepayment mode returns interest saved + months shortened"}},"schema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method","bodyType","body"],"properties":{"body":{"type":"object","properties":{"months":{"type":"number"},"annual_rate":{"type":"number"},"principal_yen":{"type":"number"}}},"type":{"type":"string","const":"http"},"method":{"enum":["POST","PUT","PATCH"],"type":"string"},"bodyType":{"enum":["json","form-data","text"],"type":"string"}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}}},"offer-receipt":{"info":{"offers":[{"format":"jws","signature":"eyJhbGciOiJFZERTQSIsImtpZCI6ImRpZDp3ZWI6bWFydDQwMi5jb20ja2V5LTEifQ.eyJhbW91bnQiOiI1MDAwIiwiYXNzZXQiOiIweDgzMzU4OWZDRDZlRGI2RTA4ZjRjN0MzMkQ0ZjcxYjU0YmRBMDI5MTMiLCJuZXR3b3JrIjoiZWlwMTU1Ojg0NTMiLCJwYXlUbyI6IjB4RTMyNDRhMjFEMGQ2OGJGYTc4YjdDQWQ4QzNiODc3N2FERmJCMzE4OCIsInJlc291cmNlVXJsIjoiaHR0cHM6Ly9tYXJ0NDAyLmNvbS92MS9qcC1tb3J0Z2FnZSIsInNjaGVtZSI6ImV4YWN0IiwidmFsaWRVbnRpbCI6MTc5MDU1NjgwOSwidmVyc2lvbiI6MX0.pEAiRK9nOvJoEmbFdCQATzeV6i0Tv7r_E42Qw3A5V4RXH8RFSreRT_WLqbuStuqVuV5K280iiCSGfPvEfql9Ag","acceptIndex":0}]},"schema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["offers"],"properties":{"offers":{"type":"array","items":{"type":"object","required":["format","signature"],"properties":{"format":{"type":"string","const":"jws"},"signature":{"type":"string","description":"JWS compact serialization containing the offer payload"},"acceptIndex":{"type":"integer"}}}}}}}},"description":"Mortgage schedules: level-payment/level-principal, total interest, prepayment effect (term-reduction or payment-reduction). Deterministic annuity math. $0.005/call.","lastUpdated":"2026-09-28T00:48:29.377Z","serviceName":"Mart402","x402Version":2}]}}